Pre-Retirement Financial Planning and Purposeful Life Transition.

This practical course equips employees approaching retirement, managers, professionals, and human resource practitioners with the knowledge and practical skills required to prepare financially, professionally, socially, and personally for a successful transition from employment into retirement.

Participants will explore the key financial considerations associated with retirement, including assessing retirement income needs, understanding pension benefits, managing savings and investments, budgeting for retirement, managing debt, protecting assets, and planning for healthcare and other long-term expenses. The course emphasizes practical financial decision-making and sustainable retirement planning based on individual circumstances and available resources.

Beyond financial preparation, the course addresses the broader transition from employment to purposeful post-retirement living. Participants will explore personal goal setting, lifestyle planning, entrepreneurship, consulting, volunteering, family relationships, social engagement, lifelong learning, and meaningful use of time and skills after retirement.

Through practical exercises, retirement planning scenarios, budgeting activities, financial planning tools, case studies, and personal action planning, participants will develop a structured pre-retirement plan designed to support financial preparedness, personal wellbeing, continued contribution, and a purposeful transition into retirement.

This course is designed for:

• Employees approaching retirement
• Mid-career professionals
• Senior employees and managers
• Public-sector employees
• Private-sector employees
• Human resource officers and managers
• Pension and benefits administrators
• Employee welfare officers
• Financial wellness programme coordinators
• Professionals seeking structured retirement preparation
• Spouses and family members involved in retirement planning
• Employees considering post-retirement entrepreneurship
• Managers responsible for employee transition programmes
• Organizations developing pre-retirement programmes

Suitable Sectors

The course is particularly relevant to government ministries, departments and agencies, local government authorities, public institutions, universities and educational institutions, banks and financial institutions, insurance companies, NGOs and development organizations, healthcare institutions, manufacturing companies, telecommunications companies, parastatals, private companies, and other organizations with employees approaching retirement or seeking to strengthen employee financial-wellness and retirement-preparation programmes.